In this guide
There is one way to spread the cost of a simulator here: Shop Pay instalments. It is interest-free, it appears automatically at checkout, and how it splits your order depends entirely on the total. Above $30,000 it stops working, and that is where most full simulator builds land, so it is worth knowing where the line sits before you start specifying a room.
How Your Order Splits
Scroll across to see all details.
| Order total | What happens | Example |
|---|---|---|
| $35 – $999.99 | 4 payments, every 2 weeks | A $559 hitting mat becomes 4 x $139.75 |
| $1,000 – $30,000 | 2 payments | A $4,995 launch monitor becomes 2 x $2,497.50 |
| Above $30,000 | Not available at checkout | Request a quote and we arrange payment directly |
The split is decided by Shop Pay, not by us, and you do not choose the number of payments. There is no interest and nothing added to the price in either band.
What It Actually Costs
With interest-free instalments the arithmetic is the whole story: the order total divided evenly. Nothing is added.
| Order total | Payments | Each payment |
|---|---|---|
| $250 | 4 | $62.50 |
| $559 | 4 | $139.75 |
| $999 | 4 | $249.75 |
| $1,999 | 2 | $999.50 |
| $4,995 | 2 | $2,497.50 |
| $11,000 | 2 | $5,500.00 |
Where This Breaks Down
The $30,000 ceiling is the thing that catches people out. A launch monitor, projector, enclosure and mat bought separately will usually each clear on their own. A single quoted build that combines them often will not.
If your order is above $30,000, instalments simply do not appear at checkout. That is not a credit decision and it is not something we can override. Request a quote and we will confirm the total and arrange payment with you directly.
We do not currently offer 12, 24 or 36 month financing. If you need a monthly term rather than two or four payments, arranging it through your own bank or card provider will give you better terms than anything we could put in front of you.
Frequently Asked Questions
What is the minimum order to pay in instalments?
$35. Below that Shop Pay instalments are not offered and you pay by card or any of our other methods.
How many payments will I have?
It depends on the order total. From $35 to $999.99 the order splits into four payments taken every two weeks. From $1,000 to $30,000 it splits into two payments.
Is it genuinely interest-free?
Yes. You pay the product price divided evenly across your payments. There is no interest and no fee added on top.
What happens on orders above $30,000?
Shop Pay instalments stop at $30,000, so larger builds cannot be split at checkout. Request a quote and we will confirm the total and arrange payment with you directly.
Will it affect my credit score?
Shop Pay states that checking your eligibility does not affect your credit score. The decision is made by Shop Pay at checkout, not by us.
Do you offer 12, 24 or 36 month financing?
No. We do not currently offer monthly term financing. The only instalment option at checkout is Shop Pay, which splits an order into two or four interest-free payments rather than a monthly term.
Can I pay my balance off early?
Yes. You can clear the balance early through Shop Pay at any time with no penalty.
Continue planning your setup
Work out what fits before you work out how to pay for it. Our room planner checks your space, and the payment options page has the current instalment bands.
Continue planning your simulator
Use the next guide or go directly to the equipment category that matches the part of the build you are working on.
